Health insurance: Difference between revisions
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Some U.S.A. states have banned insurance companies from excluding transition-related care.<ref name="HRCmap">{{Cite web |title=State Maps of Laws & Policies: Transgender Healthcare |work=Human Rights Campaign |date=2 January 2020 |access-date=13 April 2020 |url= https://www.hrc.org/state-maps/transgender-healthcare}}</ref> Additionally, Medicare covers necessary transition-related care since May 2014 when the exclusion was removed.<ref name="tran_Heal">{{Cite web |title=Know Your Rights: Health Care |author= |work=National Center for Transgender Equality |date= |access-date=13 April 2020 |url= https://transequality.org/know-your-rights/health-care }}</ref> | Some U.S.A. states have banned insurance companies from excluding transition-related care.<ref name="HRCmap">{{Cite web |title=State Maps of Laws & Policies: Transgender Healthcare |work=Human Rights Campaign |date=2 January 2020 |access-date=13 April 2020 |url= https://www.hrc.org/state-maps/transgender-healthcare}}</ref> Additionally, Medicare covers necessary transition-related care since May 2014 when the exclusion was removed.<ref name="tran_Heal">{{Cite web |title=Know Your Rights: Health Care |author= |work=National Center for Transgender Equality |date= |access-date=13 April 2020 |url= https://transequality.org/know-your-rights/health-care }}</ref> | ||
Even when transition-related services are meant to be included in insurance coverage, nonbinary individuals can have a harder time than binary trans people getting those services covered. "The 2015 U.S. Transgender Survey found that 31 percent of nonbinary respondents had experienced an issue with their insurance coverage for hormone therapy in the previous year, compared to 24 percent of the general transgender population."<ref name="Compton2019">{{Cite web |title=Neither male nor female: Why some nonbinary people are ‘microdosing’ hormones |last=Compton |first=Julie |work=NBC News |date=13 July 2019 |access-date=6 October 2020 |url= https://www.nbcnews.com/feature/nbc-out/neither-male-nor-female-why-some-nonbinary-people-are-microdosing-n1028766}}</ref> | |||
The Affordable Care Act and other USA laws prohibit sex-based discrimination, and in 2012, the Department of Health and Human Services clarified in a letter that this provision also covers "discrimination based on [[gender identity]] or failure to conform to stereotypical notions of masculinity or femininity".<ref>https://www.scribd.com/document/102169872/HHS-Response-1557-7-12-12</ref> | The Affordable Care Act and other USA laws prohibit sex-based discrimination, and in 2012, the Department of Health and Human Services clarified in a letter that this provision also covers "discrimination based on [[gender identity]] or failure to conform to stereotypical notions of masculinity or femininity".<ref>https://www.scribd.com/document/102169872/HHS-Response-1557-7-12-12</ref> | ||