Health insurance: Difference between revisions

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[[File:Trans Pride 2014 Trans Health.jpg|thumb|"Action for Trans Health" banner at Trans Pride Brighton 2014.]]

[[Health insurance]] often doesn't cover [[gender]]-validating surgeries or therapies for [[transgender]] people, including [[nonbinary]] people who want a physical [[transition]]. It can be difficult to find an insurer that does, or to persuade one to do so. ~~Such~~ insurance companies think transgender health care is merely cosmetic and optional. They don't understand that, for many transgender people, it is life-saving and not optional. This transgender rights issue needs to be addressed by [[activism]], so that it will someday be standard for insurance to cover transgender health care.

[[Health insurance]] often doesn't cover [[gender]]-validating surgeries or therapies for [[transgender]] people, including [[nonbinary]] people who want a physical [[transition]]. It can be difficult to find an insurer that does, or to persuade one to do so. This is because insurance companies often think transgender health care is merely cosmetic and optional. They don't understand that, for many transgender people, it is life-saving and not optional. This transgender rights issue needs to be addressed by [[activism]], so that it will someday be standard for insurance to cover transgender health care.

Many insurance plans exclude coverage for "services, drugs, or supplies related to sex transformation".<ref name="CAP">{{Cite web |title=FAQ: Health Insurance Needs for Transgender Americans |last1=Cray |first1=Andrew |last2=Baker |first2=Kellan |work=Center for American Progress |date=3 October 2012 |access-date=13 April 2020 |url= https://www.americanprogress.org/issues/lgbtq-rights/reports/2012/10/03/40334/faq-health-insurance-needs-for-transgender-americans/}}</ref> When prescribing [[HRT]], some healthcare providers will get around this exclusion by entering the diagnosis as a hormone imbalance.