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Health insurance: Difference between revisions

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Many insurance plans exclude coverage for "services, drugs, or supplies related to sex transformation".<ref name="CAP">{{Cite web |title=FAQ: Health Insurance Needs for Transgender Americans |last1=Cray |first1=Andrew |last2=Baker |first2=Kellan |work=Center for American Progress |date=3 October 2012 |access-date=13 April 2020 |url= https://www.americanprogress.org/issues/lgbtq-rights/reports/2012/10/03/40334/faq-health-insurance-needs-for-transgender-americans/}}</ref> When prescribing [[HRT]], some healthcare providers will get around this exclusion by entering the diagnosis as a hormone imbalance.
Many insurance plans exclude coverage for "services, drugs, or supplies related to sex transformation".<ref name="CAP">{{Cite web |title=FAQ: Health Insurance Needs for Transgender Americans |last1=Cray |first1=Andrew |last2=Baker |first2=Kellan |work=Center for American Progress |date=3 October 2012 |access-date=13 April 2020 |url= https://www.americanprogress.org/issues/lgbtq-rights/reports/2012/10/03/40334/faq-health-insurance-needs-for-transgender-americans/}}</ref> When prescribing [[HRT]], some healthcare providers will get around this exclusion by entering the diagnosis as a hormone imbalance.
Even when gender transition care is covered, it may be covered only for binary trans people. For example, some insurance plans will only cover [[top surgery]] if the patient reports their [[gender identity]] as male.<ref name="Guajardo">{{Cite web |title=Community rallies behind transgender person seeking breast removal to feel whole |author=Guajardo, Adi |work=KMGH |date=21 April 2021 |access-date=22 April 2021 |url= https://www.thedenverchannel.com/news/local-news/community-rallies-behind-transgender-person-seeking-breast-removal-to-feel-whole |quote=“My insurance doesn’t cover top surgery for nonbinary people,” Taylor said. “The language they have is very male-specific, and they say they need letters from your therapists saying that you identify as male, and I wasn’t going to lie.” }}</ref>


===USA===
===USA===
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